A realm of financial management that involves an individual or family budgeting, saving, and spending monetary resources over time, considering various financial risks and future life events. This category also encompasses the digital nomad lifestyle, which refers to the practice of living location-independently by leveraging technology to perform one's job. It includes the aspect of career development, referring to the lifelong progression in one's work life. Additionally, it involves the impact of culture and lifestyle on financial decisions, reflecting personal beliefs, values, and practices in managing finances.